31 Day Budget (Day 21): Making Daily Deals Work for You

31 Days to a Better Budget

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Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


The group buy craze has progressed to unreal proportions—it seems every day there is a new site I’ve never heard of or a …read more    

31 Day Budget (Day 19): Using Coupons

31 Days to a Better Budget

Using Coupons

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


If you’re already a coupon user, the idea of grocery savings is not new, but there is always room for improvement …read more    

31 Day Budget (Day 17): Giving Gifts on a Budget

31 Days to a Better Budget

Giving Gifts on a Budget

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


I was originally going to focus on the entertainment budget today, but last night I had a brainstorm and …read more    

31 Day Budget (Day 16): Setting a Clothing Budget

31 Days to a Better Budget

Setting a Clothing Budget

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


I am lucky not to be fashion obsessed. Or, maybe it’s fashion aware. Probably both. I’m also blessed to have …read more    

31 Day Budget (Day 15): Budgeting Fuel & Travel

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31 Days to a Better Budget

Budgeting Fuel & Travel

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


Setting a gas budget is really tricky—you can’t control the prices, and it’s often hard to predict …read more    

31 Day Budget (Day 14): Budget Dining Out

31 Days to a Better Budget

Budget Dining Out

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


As long as we’re still on the subject of a food budget, let’s talk about dining out. This is actually an …read more    

31 Day Budget (Day 13): Budget Grocery Shopping

31 Days to a Better Budget

Budget Grocery Shopping

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


Today, we begin to tackle specific line items in your budget—we’re focusing on the areas that most people will be able …read more    

31 Day Budget (Day 12): Reducing Discretionary Expenses

31 Days to a Better Budget

Reducing Discretionary Expenses

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


Once you have gotten down the basics—expenses you can’t (or won’t) eliminate, there is still plenty you can do to impact your …read more    

31 Day Budget (Day 11): Comparing Insurance Rates

31 Days to a Better Budget

Comparing Prices

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


One mistake most people make that has a major impact on their budget is getting stuck in a rut. You go to the …read more    

31 Day Budget (Day 10): Lowering Utility Costs

31 Days to a Better Budget

Lowering Utility Costs

Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan.


Some expenses are unavoidable—you need food, water, shelter—but that doesn’t mean there’s nothing you can do about it. Many household expenses can …read more