Grand Park to Open Early in Westfield, Indiana

Grand Park is the newest park in Westfield, Indiana. Opening next month, the new sports complex will feature 26 baseball/softball diamonds, 31 fields for soccer, football, rugby, field hockey and lacrosse, and 2 indoor facilities for year-round sports. At a preview event in October, Grand Park showcased its field turf …read more    

The Cost of Working from Home

The Cost of Working from Home

As a web developer, my husband’s job has always been very portable. He took advantage of every opportunity his employers gave to work from home. He lobbied for flex time and worked from home on weekends rather than taking vacation time for appointments and kids’ activities.

We had a list of …read more    

Spring Broadway Season in Indianapolis Begins in March

The 2013-2014 Broadway season in Indianapolis resumes next month, when Ghost the Musical opens in Indianapolis on Tuesday, March 4th. There has been a long break in this Broadway season, with no shows since Wicked in November. Wicked was beautifully done, and I had an amazing evening with my mom, …read more    

Frosty Paws 4K: First Annual Fishers Dog Walk/Run

Looking for a fun, new race in central Indiana? The Frosty Paws 4K is a brand new walk/run event in Fishers, Indiana featuring our favorite four-legged friends. The run/walk will take place on Saturday, March 1st. Runners and walkers are encouraged to bring your dog to the race to accompany …read more    

Mobile Blogging Tips – 7 Tips for Blogging on the Go

We have four kids in three schools. That’s a lot of appointments and activities. They have sports and scouts and after-school clubs. And I find myself in my car more than anywhere else. That means I have to get a little creative if I want to keep up on work, …read more    

5 Reasons Children’s Museum of Indianapolis Is the Best

USA Today’s 10 Best travel awards are underway now, and The Children’s Museum of Indianapolis is currently in the lead for best museum in the country. This is a distinction it earns year after year, from multiple sources. Why? Because Indianapolis really does have the best children’s museum. There are …read more    

5 Sneaky Ways to Build Your Savings

5 Sneaky Ways to Build Your Savings

One of the most important things to financial peace is having a savings account with funds available for emergencies. But, there are bills to pay and unexpected expenses and kids who eat you out of house and home.

It’s so hard to break the cycle and get to the point of …read more    

Does Having It All Mean Asking for Help?

When Having It All Means Asking for Help

I’ve been a stay-at-home mom for many years now — the exact same amount of time I’ve been a mom. 16 years and three kids later, I’m also working full time from home. Things are a lot different now, and while having it all has never really been a goal, …read more    

How to Start an Office Lunch Club

How to Start an Office Lunch Co-Op

When my husband started his first real office job, it didn’t take us long to realize we needed a new budget category — the office lunch. He was leaving work daily on his break, spending an hour away with coworkers over lunch. It wouldn’t have been as big of a …read more    

8 Tips to Eliminate Debt from Someone Who Paid Off $127K in 4 Years

8 Tips to Eliminate Debt from The Queen of Free

For several years, I watched in awe as my friend Cherie Lowe worked toward paying off her family’s consumer debt and student loans. She was intense about keeping her family’s budget under control so they had more money available to eliminate debt.

What Is a Loan?
A loan is money, property, or other material goods given to another party in exchange for future repayment of the loan value or principal amount, along with interest or finance charges. A loan may be for a specific, one-time amount or can be available as an open-ended line of credit up to a specified limit or ceiling amount.

Loans are typically issued by corporations, financial institutions, and governments. Loans allow for growth in the overall money supply in an economy and open up competition by lending to new businesses. Loans also help existing companies expand their operations, learn how to apply for a payday loan when in need and find the right professionals help. The interest and fees from loans are a primary source of revenue for many banks, as well as some retailers through the use of credit facilities and credit cards. They can also take the form of bonds and certificates of deposit.

How a Loan Works
The terms of a loan are agreed to by each party in the transaction before any money or property changes hands or is disbursed. If the lender requires collateral, this requirement will be outlined in the loan documents. Most loans also have provisions regarding the maximum amount of interest, as well as other covenants such as the length of time before repayment is required.

In 4 years, she and her husband paid off …read more